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Get the Insurance You Need
Is your insurance coverage adequate for your business? Talk to an insurance agent and discuss it with her/him. Some of the possibilities include:
- Business Owner's Policy (BOP). A package policy that combines a variety of insurance needs for the small business.
- Property Insurance. Coverage for a building and its contents from common dangers such as fire, theft, etc.
- Basic Fire Insurance.
- Vandalism and Malicious Mischief Coverage.
- Theft Coverage. Protection from burglary and robbery.
- Extended Coverage. Protects against conditions not covered by the basic fire or property insurance.
- Liability Insurance. Covers claims against the business for bodily injury or property damage to a third party.
- Vehicle Insurance. For use of vehicles for business.
- Product Liability Coverage. Insurance against liability for products manufactured or sold.
- Business Interruption Insurance. Payment of business earnings if the business is closed for an insurable cause such as fire.
- Professional and/or Malpractice Insurance.
- Workers' Compensation. Disability and death benefits to employees injured on the job.
- Health Insurance.
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